Empower your workforce with structured access to credit
Salary Shuttle is a payroll-based lending solution that allows employees to access financial support while ensuring structured repayments through salary deductions.
Why Businesses Choose Salary Shuttle
A structured lending solution that supports employee wellbeing while keeping repayment processes clear and controlled.
Support Employee Financial Wellbeing
Financial stress is one of the leading causes of reduced productivity and absenteeism.
Structured & Controlled Lending
Loans are managed within a clear framework agreed upon by all parties.
Payroll-Based Repayments
Installments are deducted through payroll in line with agreed processes between Astrofin and the employer.
Enhances Employee Retention
Providing access to structured financial solutions supports employee loyalty and satisfaction.
How Does Salary Shuttle Work?
Getting financial support is as easy as six simple steps
Application
The employee applies through an Online Portal or via WhatsApp.
Quotation
An affordability calculation is done and a quotation is generated for approval from the employee and HR Manager.
Documents
Cellphone number, ID number, and Proof of Income are uploaded securely.
Loan Agreement
The loan agreement is signed and the employee receives an electronic copy via SMS link.
Payout
The approved payout is made instantly.
Deductions
Loan repayment instalments are organised via Payroll Deduction.
Getting Your Company on Board
Simple onboarding process with minimal paperwork
Connect
Connect with Astrofin's team to discuss how Salary Shuttle can work for your business.
Documents
Sign the relevant Service Level Agreement and submit supporting company documents.
Employer Code
A unique employer code will be issued to your company's employees for future correspondence.
Remittance
A monthly breakdown of instalments will be issued for your payroll deduction process.
Deductions
The total monthly remittance amount is paid over to AstroFin — that's it!
Your Role as HR
A collaborative process that keeps deductions structured, manageable, and aligned with your payroll workflow.
Salary Shuttle requires collaboration with your HR or payroll team to facilitate structured deductions.
Astrofin works closely with your business to ensure processes are clearly defined, compliant, and manageable.
Benefits to Your Business
A structured, compliant solution that supports both your workforce and your business operations
No Cost to Your Business
Astrofin provides the funding and manages the lending process. There is no direct financial cost to your company.
Improved Employee Focus
Employees with access to responsible financial support are more focused, productive, and present at work.
Managed Financial Risk
Astrofin assumes the lending risk, ensuring your business is not exposed to employee credit risk.
Fully Compliant
All loans are issued in line with the National Credit Act, ensuring a transparent and regulated process.
Responsible Lending
Affordability assessments are conducted to ensure employees are not over-indebted.
Simple Payroll Integration
Repayments are processed via payroll deductions, with a straightforward process managed in collaboration with your HR team.
Trusted by South African Businesses
Partnering with businesses across industries to support their staff
Real Stories from Real Businesses
Rupert Jacobs
Managing Director
Ruwag
Adrian Grobelaar
Javlin
A satisfied client
Karin de Bruyn
Director
Limeco (Pty) Ltd
Stuart Wilcock
CEO
Inspired Management
Ready to Offer Your Employees Financial Relief?
Join a growing number of South African businesses who have transformed staff financial wellbeing with Salary Shuttle.